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IDFC First Wow Credit Card

IDFC FIRST Bank

Secured / Starter

FD-backed option with rewards/interest benefits

IDFC First Wow Credit Card: https://bitli.in/lNGxfUk


  • Lifetime FREE - No Joining or Annual fee

  • Enjoy 0% forex markup on all international transactions

  • Get an assured credit card by opening an FD of Rs 20,000 or more. No income proof, salary slips or previous credit history are required. Your credit limit equals 100% of the FD amount, and you continue earning interest on the FD throughout the tenure

  • Earn 4 Reward Points for every Rs 200 spent on eligible online, offline and international transactions. Earn 1 Reward Point per Rs 200 on Insurance, Utility Bills, IDFC FASTag and Railway bookings. Fuel, EMI transactions and Cash Withdrawals do not earn Reward Points. Reward Point Value: Rs 0.25 per RP

  • Earn 10% Bonus Reward Points on hotel bookings and 5% Bonus Reward Points on flight bookings made through the FIRST Rewards Gallery on the IDFC FIRST Mobile Banking App

  • Reward Points are valid for 24 months from the date they are credited, as per the revised Reward Points policy applicable to Lifetime Free cards. Reward Points can be redeemed for flights, hotels, vouchers, merchandise and more. A Rs 99 + GST redemption fee is applicable per redemption transaction


Fees & List of Charges -

  • Joining Fee: Nil

  • Annual Fee: Nil


Eligibility Criteria -

  • New to Credit: Allowed


How to Avail the Offer

  • You will be redirected to the IDFC Bank Credit Cards page

  • Complete the application in the same session

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