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A guide to some of the top Axis Bank credit cards available in India as of June 2025.

Updated: Jul 11

This article covers their key benefits, fees, and a side-by-side comparison to help you choose the right card for your lifestyle and spending habits.


Axis Bank Credit Card Comparison
Axis Bank Credit Cards Comparison

🏆 Top Axis Bank Credit Cards in India (June 2025):-


Axis Bank MyZone Credit Card

Best For:

Entertainment, dining, and lifestyle perks

  • Joining Fee: ₹500 (waived on spending ₹5,000 within 45 days)

  • Annual Fee: ₹500 (waived on annual spends of ₹2,00,000)


Key Benefits:

  • Complimentary SonyLIV annual subscription

  • Up to 15% off on dining via EazyDiner

  • Discounts on Swiggy, Ajio, and District

  • 4 complimentary domestic lounge visits per year

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000





Axis Bank Airtel Credit Card

Best For:

Airtel users and utility bill payments

  • Joining Fee: ₹500

  • Annual Fee: ₹500 (waived on annual spends of ₹2,00,000)


Key Benefits:

  • 25% cashback on Airtel mobile, broadband, DTH, and postpaid bills

  • 10% cashback on utility bill payments via Airtel Thanks app

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000

  • Welcome benefit: ₹500 Amazon voucher on first transaction within 30 days


 


Axis Bank Atlas Credit Card

Best For:

Frequent travelers seeking premium travel benefits

  • Joining Fee: ₹5,000

  • Annual Fee: ₹5,000 (waived on annual spends of ₹7,50,000)


Key Benefits:

  • Earn EDGE Miles on every spend, redeemable for flights and hotel bookings

  • Complimentary domestic and international lounge access

  • Dining delights with up to 20% off at partner restaurants

  • Lowered interest rate of 3% on extended credit

  • Reduced foreign currency markup fee of 2%


 


Flipkart Axis Bank Credit Card

Best For:

Online shoppers, especially on Flipkart and Myntra

  • Joining Fee: ₹500

  • Annual Fee: ₹500 (waived on annual spends of ₹2,00,000)


Key Benefits:

  • 5% cashback on Flipkart and Myntra purchases

  • 4% cashback on preferred partners like Swiggy, Uber, and PVR

  • 1.5% cashback on all other spends

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000

  • Complimentary domestic lounge access (1 visit per quarter on spends of ₹50,000)


 


Axis Bank IndianOil Credit Card

Best For:

Individuals with high fuel expenses

  • Joining Fee: ₹500 (waived on annual spends of ₹50,000)

  • Annual Fee: ₹500 (waived on annual spends of ₹50,000)


Key Benefits:

  • 4% value back on fuel spends at IndianOil outlets

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000

  • Earn EDGE Reward Points on all other spends

  • Welcome benefit: 100% cashback (up to ₹250) on fuel transactions within 30 days of card issuance


 



Axis Bank Magnus Credit card

Best For:

High net-worth individuals seeking luxury benefits

  • Joining Fee: ₹12,500 + GST

  • Annual Fee: ₹12,500 + GST (waived on annual spends of ₹25,00,000)


  • Key Benefits:

    • 35 EDGE Reward Points on every ₹200 spent

    • Complimentary domestic and international lounge access with Priority Pass

    • Low foreign currency markup fee of 2%

    • Welcome benefit: Luxe gift card or travel voucher worth ₹12,500 on first transaction within 30 days



 

📊 Axis Bank Credit Cards Comparison Chart (Can Change anytime, GST non-included)

Credit Card

Best For

Joining Fee

Annual Fee

Key Benefits

Entertainment & Lifestyle

₹500

₹500

SonyLIV subscription, dining discounts, lounge access

Airtel Services & Utilities

₹500

₹500

25% cashback on Airtel, 10% on utilities, Amazon voucher

Frequent Travelers

₹5,000

₹5,000

EDGE Miles, lounge access, dining discounts

Online Shopping

₹500

₹500

5% cashback on Flipkart/Myntra, 4% on partners, lounge access

Fuel Expenses

₹500

₹500

4% value back on fuel, fuel surcharge waiver

Luxury Lifestyle

₹12,500 + GST

₹12,500 + GST

High reward rate, lounge access, low forex markup, welcome gift

📝 Axis Bank offers a diverse range of credit cards tailored to various spending habits and lifestyle needs. Whether you're a frequent traveler, an online shopping enthusiast, or someone looking to maximize cashback on utility bills, there's a card designed for you. Consider your primary spending categories and choose a card that offers the most benefits aligned with your lifestyle.


Note: For the most accurate and up-to-date information, please refer to the official Axis Bank website or contact their customer service. The Pricing may not include GST and other charges.


Bonus: Axis Privilege Credit Card - A Premium card that gives Exclusive Shopping & Travel benefits!



Why You Should Apply for The Privilege Card?

  • Get 10,000 Edge Reward Points worth Rs 2,000 on spending Rs 2.5L within your card anniversary year

  • Get two complimentary domestic lounge access per quarter (eight annually) with a Rs 50,000 spend in the past three months

  • Enjoy exclusive dining privileges with Rs 800* Off and additional benefits through the Axis Bank Dining Delights Program with EazyDiner

  • Enjoy a 1% fuel surcharge waiver on transactions between Rs 400 and Rs 4,000, with savings of upto Rs 400 per statement cycle

  • Enjoy exclusive Wednesday Offers with 15% off on flights & hotels(Goibibo, MMT) and 10% off on Swiggy, Amazon Fresh, & Tira (upto Rs 1,000)

  • Dining Delights: Get Flat 20% Off on Dining Bill at selective restaurant

  • Avail 6 FREE Golf sessions

  • Fuel surcharge  refund on spends at all fuel stations across India

  • Purchase Protection Plan up to Rs 1,00,000/-

  • Avail Premium experiences with Axis' Extraordinary Weekends



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