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AU Bank PRATHAMA Credit Card

AU Small Finance Bank

Rewards

Earn Reward Points on eligible contactless tap-and-pay, Utility and Telecom spends, on incremental spends, recurring pay. Convert eligible transactions into EMIs, Fuel surcharge waiver, & more

AU Bank PRATHAMA Credit Card: https://bitli.in/5xiJ75q


  • Earn up to 2 Reward Points per Rs 100 on eligible contactless tap-and-pay transactions and 1 Reward Point per Rs 100 on all other spends, with Utility and Telecom spends capped at 100 Reward Points per transaction (1 Reward Points = Rs 0.25)

  • Earn 2 Reward Points per Rs 100 on incremental spends exceeding Rs 5,000 per statement cycle, in addition to the standard 2 Reward Points per Rs 100 earned on all contactless transactions

  • Earn 500 bonus Reward Points for your first successful Standing Instruction or recurring payment setup with each merchant, repeat setups for the same merchant do not qualify

  • Convert eligible transactions of Rs 500 and above with a minimum total value of Rs 2,000 into EMIs

  • 1% fuel surcharge waiver on fuel transactions between Rs 400 and Rs 5,000 across fuel stations in India (Capped at Rs 100 per statement cycle)


Fees & List of Charges -

  • Joining Fee: Rs 100 + GST

  • Annual Fee: Rs 100 + GST

  • Get renewal fee waiver from the 2nd year with Rs 75,000 annual spends


Eligibility Criteria -

  • Age: 21 to 65 years

  • Employment: Both salaried and self-employed individuals

  • Credit Score: 725+

  • New to Credit: Not Allowed


Documents Needed -

  • ID Proof: PAN Card/Form 60

  • Address Proof: Aadhaar, Passport, or utility bills

  • Income Proof: Bank statements or Salary slips

  • Photograph: Recent passport-sized photo


How to Avail the Offer

  • You will be redirected to the AU Bank Credit Cards page

  • Complete the application in the same session

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