Create a dedicated page on Wix named "Disclaimer" or "Disclosure" and paste the comprehensive text below. This fulfills Indian consumer protection standards for financial content.

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FINANCIAL DISCLOSURE & DISCLAIMER

1. Informational and Educational Content
All content, reviews, comparisons, and insights regarding credit cards, banking products, loans, and other financial services published on skeletonthoughts.com are for informational and educational purposes only. The information does not constitute professional financial, investment, or legal advice.

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2. Affiliate & Commission Disclosure
In compliance with consumer protection guidelines, please note that this website operates as a digital aggregator and affiliate platform. We maintain partnership and affiliate marketing relationships with various financial institutions, affiliate networks, and platforms. This means we may earn a referral commission or monetary compensation when you click on, apply for, or get approved for financial products via the links hosted on our website. This occurs at absolute zero additional cost to you. 

 

3. Accuracy of Financial Information
While we strive to keep all financial metrics, interest rates, annual fees, reward structures, and eligibility criteria accurate and up to date, banks and financial institutions change their terms frequently. We offer no guarantee regarding the absolute accuracy, completeness, or timeliness of the data presented. Users are strictly advised to review and verify the official terms, schedule of charges, and most recent most important terms and conditions (MITC) directly on the issuing bank's official website before submitting any financial application.

 

4. Data Privacy & Compliance (DPDPA)
We value your digital privacy. In accordance with the Digital Personal Data Protection Act (DPDPA) of India.

• We do not collect, capture, or store sensitive financial data, full card numbers, CVVs, or bank credentials.

• Any basic personal information (such as name or email via newsletters) is explicitly consented to by you and processed securely within local jurisdictions.

• External application links redirect you securely to authorized bank ecosystems; we hold no liability for data processed on third-party banking domains.

 

5. Limitation of Liability
The choice to apply for any financial instrument rests solely on the user's personal discretion. skeletonthoughts.com, its owners, and affiliates shall not be held liable for any financial losses, damages, application rejections, or credit score fluctuations arising out of the use or reliance on the information provided on this platform