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HDFC Bank BizGrow Credit Card

HDFC Bank

Cashback/Shopping

Enjoy a *Lifetime Free Credit Card, get CashPoints on select high-value business spends, flight bookings, & more

HDFC Bank BizGrow Credit Card: https://bitli.in/s6xvdNA


  • Enjoy a Lifetime Free Credit Card with No Joining or Renewal fees - till 12th July' 2026

  • Enjoy an extended interest-free credit period of up to 55 days on all business expenses

  • Earn 2 CashPoints for every Rs 150 spent on business expenses, and 10X CashPoints on select high-value business spends, including bill payments via PayZapp & SmartPay, income tax & GST payments, hotel and flight bookings on MMT MyBiz, and business tools like Tally, Office 365, AWS, Google, Credflow, Azure, and more through SmartBuy BizDeals

  • Earn 2,000 CashPoints every quarter on spends of Rs 1,00,000 or more (excluding rent and petrol) as Milestone benefits

  • Receive a Rs 250 gift voucher redeemable on top brands like Amazon, Swiggy, and more upon making one transaction within the first 37 days of card issuance as Welcome benefits

  • Earn up to 5% cashback on travel and online shopping via SmartBuy, and automate utility bill payments through SmartPay and PayZapp to receive assured cashback up to Rs 1,800 in the first year plus e-vouchers worth up to Rs 800 for adding two or more bills

  • Up to 7.5% savings on restaurant bill payments via Swiggy Dineout at over 20,000 restaurants

  • Get a 1% fuel surcharge waiver on transactions between Rs 400 and Rs 5,000, with a maximum cashback of Rs 250 per statement cycle


Fees & List of Charges -

  • Lifetime Free Credit Card - till 12th July' 2026

  • Joining Fee: Nil

  • Annual Fee: Nil


Documents Needed -

  • ID Proof: PAN Card/Form 60

  • Address Proof: Aadhaar, Passport, or utility bills

  • Income Proof: Bank statements or Salary slips

  • Photograph: Recent passport-sized photo


Eligibility Criteria -

  • Age: 21 to 65 years

  • Employment: Self-employed individuals

  • Self Employed: ITR > Rs 6 Lakhs/annum


How to Avail the Offer

  • User will be redirected to HDFC Bank Credit Cards page

  • Complete the application in the same session

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