HDFC IRCTC Credit Card

HDFC IRCTC Credit Card: https://bitli.in/R6Q1nv1

• 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App

• 1 Reward Point for every INR 100 spent on all other spends

• 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)

• Welcome Gift voucher worth INR 500 on card activation Enjoy additional 5% cashback on booking IRCTC train tickets using HDFC Bank SmartBuy

• 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)

Fees & List of Charges -

• Joining Fee: Rs 500 + Applicable Taxes

• Annual Fee: Rs 500 + Applicable Taxes

• Spend Rs 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off

Documents Needed -

• ID Proof: PAN Card/Form 60

• Address Proof: Aadhaar, Passport, or utility bills

• Income Proof: Bank statements or Salary slips

• Photograph: Recent passport-sized photo

Eligibility Criteria -

• Age: 21 to 65 years

• Employment: Both salaried and self-employed individuals

• Salaried Income: Rs 25,000/monthly

• Self Employed: ITR > Rs 6 Lakhs/annum

• Credit Score: 750+

• New to Credit: Allowed for salaried & self-employed both

How to Avail the Offer

• User will be redirected to HDFC Bank Credit Cards page

• Complete the application in the same session