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IDFC First Ashwa Credit Card

IDFC FIRST Bank

Rewards / Lifestyle

Rewards-focused card

IDFC First Ashwa Credit Card: https://bitli.in/UAEYy0w


  • Save on international transactions with a low forex markup fee of just 1%

  • Enjoy 24 complimentary airport lounge visits annually, including 4 domestic airport lounge visits per quarter and 2 international airport lounge visits per quarter. Additionally, receive 4 complimentary railway lounge visits per quarter

  • Enjoy Buy 1 Get 1 movie tickets on BookMyShow twice every month, with up to Rs 500 off on the second ticket. Applicable on spending Rs 20,000 or more in the previous calendar month

  • Earn up to 7,500 Reward Points (worth up to Rs 3,000) as welcome benefits – 2,500 points on successful payment of the joining fee, 2,500 points on spending Rs 20,000 in the second statement cycle, and another 2,500 points on spending Rs 20,000 in the third statement cycle

  • Earn 5X Reward Points on monthly spends up to Rs 20,000 and 10X Reward Points on incremental spends beyond Rs 20,000. Earn up to 40X Reward Points on eligible hotel and flight bookings made through the Travel & Shop section of the IDFC FIRST Mobile Banking App. Reward Points can be redeemed at up to Rs 0.40 per point for eligible travel bookings

  • Enjoy 12 complimentary golf lessons every year (maximum 1 lesson per month) along with 4 complimentary golf rounds annually. Golf benefits are subject to a minimum spend of Rs 20,000 in the previous calendar month

  • Get reimbursement of up to Rs 50,000 twice a year for eligible non-refundable flight and hotel booking cancellations as Trip cancellation cover


Fees & List of Charges -

  • Joining Fee: Rs 2999 + GST

  • Annual Fee: Rs 2999 + GST, from second year onwards

  • The annual fee is waived upon spending Rs 8,00,000 in the preceding year


Documents Needed -

  • ID Proof: PAN Card/Form 60

  • Address Proof: Aadhaar, Passport, or utility bills

  • Income Proof: Bank statements or Salary slips

  • Photograph: Recent passport-sized photo


Eligibility Criteria -

  • Age: 21 to 65 years

  • Employment: Salaried and Self-employed individuals

  • Credit Score: 710+

  • New to Credit: Not Allowed


How to Avail the Offer

  • You will be redirected to the IDFC Bank Credit Cards page

  • Complete the application in the same session

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