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IDFC First Earn Credit Card

IDFC FIRST Bank

Starter / Rewards

Entry-oriented card

IDFC First Earn Credit Card: https://bitli.in/144a4su


  • Enjoy Zero Joining Fees (Limited-Time Offer)

  • Earn up to 1% Cashback on UPI spends — 1% via the IDFC FIRST Bank app and 0.5% on other UPI apps, online spends, utility bills, insurance, and wallet loads (Capped at Rs 500 per statement cycle)

  • Earn Upto 6.30% Interest on your Fixed Deposit

  • Open an FD from Rs 5,000 and get a secured credit card with 100% of your FD value as the credit limit

  • Get 10% Cashback (up to Rs 250) on your first UPI transaction made within 15 days of card activation

  • Get Upto 8.5% Cashback on Travel Bookings*

  • Get 25% Discount up to Rs 100 on movie tickets booked on District by Zomato*

  • Get a Complimentary Roadside assistance worth Rs 1,399


Fees & List of Charges -

  • Joining Fee: Nil

  • Annual Fee: Rs 499 + GST, from second year onwards

  • The annual fee is waived upon spending Rs 1,00,000 in the preceding year


Eligibility Criteria -

  • New to Credit: Allowed

  • Minimum Funding Required: Rs 5,000


How to Avail the Offer

  • You will be redirected to the IDFC Bank Credit Cards page

  • Complete the application in the same session


Disclosure: This page contains affiliate links and informational financial content. We may earn a commission if you apply through our links. This is not professional financial advice. Read our full disclaimer in the footer.


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