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RBL IRCTC Credit Card

RBL Bank

Travel / Rail

Rail/travel-oriented rewards

RBL IRCTC Credit Card: https://bitli.in/rgfutaR


  • Get 500 Reward Points as a Welcome Benefit when you make a purchase of Rs 500 or more within 30 days of card issuance

  • Earn 5 Reward Points for every Rs 200 spent on train ticket bookings via the IRCTC website or app. 1 Reward Point = Rs 1 on IRCTC

  • Earn upto 3 Reward Points for every Rs 200 spent on FASTag recharges made via RBL Bank digital channels, and 2 Reward Points for every Rs 200 spent on flight and hotel bookings through the IRCTC website or app. Earn upto 1,000 Reward Points per month across both categories.

  • Get upto 8 complimentary visits per year (2 per quarter) to IRCTC Executive Lounges at select railway stations, with access to facilities like a 2-hour lounge stay, buffet meals, tea/coffee, newspapers, magazines, and changing rooms


Other Features of the Card -

  • Receive 500 Reward Points upon reaching quarterly spends of Rs 75,000 (excluding wallet transactions, cash withdrawals, rent, utilities, fuel, and insurance)

  • Cancellation protection cover worth upto Rs 5,000 on trains cancelled by India Railways within 24 hours of the scheduled train time

  • Cancellation protection coverage of upto Rs 5,000 for trains canceled by Indian Railways within 24 hours of the scheduled departure


Fees & List of all charges -

  • Joining Fee: Rs 500 + GST

  • Annual Fee: Rs 500 + GST

  • Fee of Rs 99 + GST is charged for redeeming reward points on RBL Bank Credit Cards


Documents Needed -

  • ID Proof: PAN Card/Form 60

  • Address Proof: Aadhaar, Passport, or utility bills

  • Income Proof: Bank statements or Salary slips

  • Photograph: Recent passport-sized photo


Eligibility Criteria -

  • Required Age: 21-65 years

  • Employment status: Both Salaried and Self-Employed individuals are eligible

  • Salaried Income: Rs 15,000 per month

  • Self Employed: ITR > Rs 2 Lakhs per annum

  • Credit score: 720+

  • New to Credit: Not Allowed


How to Avail the Offer -

  • User will be redirected to the RBL Bank Credit Cards page

  • Complete the required details and submit the application

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