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SBI Miles Credit Card

SBI Card

Travel

Travel/miles-oriented card

SBI Miles Credit Card: https://bitli.in/d7akyWv


  • 2 Travel Credits per Rs 200 on travel spends (=1% value when converted to airline/hotel miles) – saves ~ Rs 6,000/yr on Rs 6L travel spend

  • 1 Travel Credit per Rs 200 on other spends (=0.5% value) – saves ~ Rs 3,000/yr on Rs 6L non-travel spend

  • Best Use Case: Convert credits to airline/hotel points at Rs 1 per credit to unlock full value

  • Welcome Gift: 1,500 Travel Credits on Rs 30,000 spend in 60 days (~ Rs 1,500 upfront value)

  • Milestone Reward: 5,000 bonus Travel Credits on Rs 5 lakh annual spend (~ Rs 5,000 extra value)

  • Domestic Lounge Access: 4 complimentary visits every year (max 2 per quarter) + 1 extra visit per Rs 1 lakh annual spend

  • Priority Pass: Free membership for first 2 years – access 1,000+ global lounges, but each visit is chargeable


Fees & List of Charges -

  • Annual Fee: Rs 1499 + GST, the Welcome Benefit covers this cost

  • Renewal Fee: Rs 1499 + GST, from second year onwards

  • The Renewal fee is waived if your annual spends is Rs 6,00,000 or more in the previous year


Documents Needed -

  • ID Proof: PAN Card/Form 60

  • Address Proof: Aadhaar, Passport, or utility bills

  • Income Proof: Bank statements or salary slips

  • Photograph: Recent passport-sized photo


Eligibility Criteria -

  • Age: 21 to 65 years

  • Employment: Both salaried and self-employed individuals

  • Minimum Income: Rs 60,000/monthly (Salaried) & Rs 7,20,000 lakhs/annually (Self-Employed)

  • Credit Score: 750+ with no delayed payments in the past 12 months

  • New-to-Credit: Not Allowed


How to Avail the Offer

  • User will be redirected to the SBI Bank Credit Cards page

  • Complete the application in the same session

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